More Insurance Information

| February/March 1987

In response to our article on liability insurance for engine clubs, we have received a letter from Kermit A. Doucet, 725 S. Washington St., P.O. Drawer 4303, Lafayette, Louisiana 70502. Mr. Doucet is an attorney specializing in personal injury cases, which are commonly referred to as 'insurance cases.' He was employed by various insurance companies for eight years and has been a practicing attorney for almost ten years. He is also a member of several antique automobile clubs, and therefore, has a personal sympathy for the insurance problems that our readers face.

Mr. Doucet advised the Bayou Old Tyme Engine and Power Association on this problem a few years ago, and his advice would hold true for other clubs as well. He first suggested that the club incorporate, 'so that no individual would have an exposure for someone else's negligence under the joint venture theory'. Secondly, he informed the club members that they should each have a homeowner's or renter's insurance policy with a liability provision, which would cover them for any negligence causing any accident, injury or damages. This, he said, is probably the cheapest liability insurance you can buy.

Mr. Doucet said that 'the Antique Automobile Club of America has a $1,000,000.00 insurance policy covering all AACA sanctioned functions. The requirements of AACE also mandate that any member of a local club be a member of the National Organization also. That pro vides the appropriate coverage.'

We appreciate Attorney Doucet's information and invite others who have wrestled with the insurance question to share their knowledge and experience with our readers.


Gas Engine Magazine A_M 16Gas Engine Magazine is your best source for tractor and stationary gas engine information.  Subscribe and connect with more than 23,000 other gas engine collectors and build your knowledge, share your passion and search for parts, in the publication written by and for gas engine enthusiasts! Gas Engine Magazine brings you: restoration stories, company histories, and technical advice. Plus our Flywheel Forum column helps answer your engine inquiries!

Be sure to take advantage of the Square Deal Subscription Program.

  • No Missed Issues.

  • No Renewal Notices.

  • No Additional Cost.

The Square Deal Subscription Program is designed as a paperless transaction with automatic renewals at a preferred low rate.   With advanced electronic notification, a 100% satisfaction guarantee and an easy opt-out plan, the Square Deal Subscription Program is the best value, risk free, eco-friendliest way to subscribe.

Facebook YouTube